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1. Scope of this policy
This policy applies to Loan Projection Tool pages, including mortgage projection calculators, educational pages, downloadable or exportable calculator outputs, and any future advertising or analytics integrations on this website.
This policy does not apply to websites, services, advertisers, lenders, financial institutions, government agencies, or third-party resources that are not controlled by Loan Projection Tool.
4. Local save/load files and browser-side data
The Save View feature exports the current calculator configuration to a JSON file on your device. The Load View feature reads a JSON file that you select from your device and applies supported calculator fields in your browser.
- Saved-view files may contain loan assumptions you entered.
- Saved-view files are controlled by you once downloaded.
- You should avoid sharing saved-view files if they contain private financial assumptions.
- Deleting a saved-view file from your device is handled by your device or browser, not by this website.
Do not enter unnecessary sensitive data. The calculators do not need names, account numbers, Social Security numbers, bank credentials, or documents. Do not include them in any field or saved-view file.
5. Cookies and similar technologies
Cookies, local storage, pixels, and similar technologies may be used to operate the site, remember preferences, measure traffic, protect against abuse, and support advertising if ads are added.
You can usually configure your browser to block, delete, or limit cookies. Blocking some technologies may affect site functionality, saved preferences, analytics measurement, or advertising behavior.
6. Current cookie position
The calculator functionality itself is designed to work client-side and does not require account login. Future versions may add analytics, consent tools, or advertising scripts that use cookies or similar technologies. If those tools are added, this policy should be reviewed and updated as needed.
7. Advertising and Google AdSense readiness
Loan Projection Tool may display advertising in the future, including ads served by Google AdSense, Google partners, or other third-party advertising vendors and networks.
Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this website or other websites. Google’s use of advertising cookies enables Google and its partners to serve ads to users based on visits to this site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings. You may also be able to opt out of some third-party vendors’ use of cookies for personalized advertising by visiting aboutads.info or the relevant vendor’s own privacy controls.
If third-party ad serving is enabled, other third-party vendors or ad networks may also use cookies to serve ads on this site. Those vendors may use information about your visits to this and other websites to provide advertisements about goods and services that may interest you, subject to their own policies and available opt-out mechanisms.
| Advertising activity |
Possible data involved |
Typical purpose |
| Ad serving |
Cookies, device/browser data, page context, approximate location |
Display ads and manage ad delivery |
| Personalized ads |
Prior site visits, interests inferred by ad providers, ad identifiers |
Show ads that may be more relevant to the user |
| Ad measurement and fraud prevention |
Impressions, clicks, cookie identifiers, technical signals |
Measure ad performance and reduce invalid activity |
Consent note. Visitors in certain jurisdictions may have consent, notice, opt-out, or data-rights protections. If this site serves ads to users in the EEA, UK, Switzerland, or other regulated regions, a compliant consent mechanism may be required before certain cookies, local storage, or personalized advertising data uses occur.
8. Analytics
The site may use analytics tools in the future to understand aggregate usage, page performance, traffic sources, and feature interaction. Analytics tools may process technical data such as page views, browser details, device details, approximate location, referral information, and interaction events.
9. How analytics may be used
Analytics information may be used to improve calculator design, identify broken pages, assess site performance, understand which educational pages are useful, and prioritize maintenance. Analytics should not be treated as a lender, mortgage, or financial record.
10. Third-party services and links
This website may link to third-party websites, resources, documentation, ad providers, consent tools, analytics providers, government resources, lender resources, or educational material. Third-party websites and services have their own privacy practices.
If you click a third-party link or interact with third-party advertising, the third party may collect or process information according to its own privacy policy, terms, cookie controls, and consent mechanisms. Loan Projection Tool does not control those third-party practices.
11. Your choices
- Use the calculators without entering identifying personal information.
- Clear calculator fields before sharing screenshots or exported files.
- Delete downloaded saved-view JSON files from your device when no longer needed.
- Use browser settings to delete or restrict cookies and local storage.
- Use available ad provider controls to opt out of personalized advertising where available.
12. Jurisdiction-specific rights
Depending on where you live, privacy laws may provide rights to access, delete, correct, restrict, object to, or opt out of certain processing of personal information. The availability and scope of those rights depends on applicable law and the data actually processed by the site or its vendors.
Because the calculators are designed to run client-side, Loan Projection Tool may not have access to calculator assumptions stored only on your device or inside local files you created.
13. Security
Reasonable administrative, technical, and operational measures should be used to protect the site. No website, browser-based tool, network, device, or storage method can be guaranteed secure.
You are responsible for protecting any saved-view files, downloaded CSVs, screenshots, PDFs, or other exports that may contain private financial assumptions.
14. Retention
Calculator inputs processed only in your browser are not intentionally retained by Loan Projection Tool. Technical logs, hosting records, analytics data, advertising records, and consent records may be retained by the site owner or service providers according to their operational needs, legal obligations, and configured retention settings.
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15. Children’s privacy
Loan Projection Tool is intended for general audiences interested in mortgage scenario planning and is not directed to children. The site does not knowingly request personal information from children. If a parent or guardian believes a child has provided personal information through the site, they should use the contact method below.
16. Changes to this policy
This Privacy Policy may be updated from time to time to reflect changes in site functionality, analytics, advertising, legal requirements, vendor practices, or operational needs. The “Last updated” date should be revised when material changes are made.
Last updated: July 2, 2026.